InTouch Mortgage Solutions

Financing solutions beyond chartered banks

Blemished Credit

Financing solutions beyond chartered banks

We pride ourselves on helping people with complex situations get the financing they need to achieve their goals.  Bad things can  happen to good people, and in many cases life changing events can have a negative impact on finances and credit scores, thus making it difficult to get mortgage approval through most banks.

The good news is that there are many alternatives available.

Lenders look at several factors when considering an application, including credit score, income and debt levels.  The downside to having bad credit is that financing may cost you more.  The lender may want a higher down payment which could be as high as 15-25% of the property value, but having a larger down payment may help in negotiating a better rate.

Our mortgage professionals have relationships with many alternative and private lenders who can provide the mortgage you need.

Improving your credit score

Do you know your credit score? Your credit score affects the interest rate on a loan, so it’s important to know your score and how you can improve it. Your credit score numbers tell lenders how likely it is that you will repay the loan. Here are some helpful Tips to improve your credit score.

Is your credit rating making it difficult to get a mortgage?

Contact us today and let us find you the right mortgage.