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Advances in technology have paved the way for an increasing number of people to work for themselves. According to Statistics Canada, there were 2.8 million self-employed workers across Canada in 2016. While there are many benefits to being self-employed, a major downside is the inability to provide traditional income verification, making it difficult to get a mortgage approved through the chartered banks. In addition, regulatory changes have made it harder than ever for self-employed workers to qualify for a home mortgage through a bank.
The good news is that self-employed individuals can still get a mortgage at excellent terms for their primary residence or income properties by leveraging our expertise and network of self-employed friendly lenders.
Approvals are based mainly on having at least a fair to good credit rating rather than income. Now you can buy or refinance up to 90% of the property’s appraised value through our self-employed friendly lenders.
Self-employed individuals can still get mortgages with excellent terms. Let our team of mortgage professionals help you get into the right mortgage with the best rates.